To keep the data reliable, we look at charge-offs—instances where the borrower couldn’t repay and the SBA had to pay the lender guarantee. We’ve also filtered this list to brands with over 25 loans. Why? Because a brand with only 2 loans and 0 defaults doesn’t have a large enough sample size to prove it’s a “safe bet.”
sba
sba
The “Clean Books” Advantage: Why Financial Transparency is Your Best Exit Strategy
Maximizing Leverage: A lender is more likely to approve a higher loan-to-value ratio if the financial history is rock-solid, meaning the buyer needs less cash out of pocket—making your business more “purchasable.”
To Sell or to Wait? Why “Now” Might Be Your Best Exit Strategy
Selling now allows you to “lock in” your current margins and take advantage of the current financing environment. If you’re waiting for a higher revenue number, ask yourself: Is the extra effort worth the risk of a shifting economy or shrinking margins?
Automotive Businesses for Sale in Tampa Bay: A 2026 Data-Driven Analysis
The automotive sector in Greater Tampa Bay is more than just a service industry; it is a cornerstone of Florida’s mobile-first economy. As of February 2026, the MLS data reveals a robust market for buyers, ranging from localized repair shops to massive multi-million dollar dealerships. If you are currently searching for an auto repair shop […]
Clean Books for SBA Financing: Why Getting Your Business “SBA Pre-Qualified” Makes It 50% More Likely to Sell to a First-Time Buyer
In practice, businesses that are financially SBA-ready are far more likely to close—often up to 50% more likely—than those that are not. Unfortunately, “SBA pre-qualification” is one of the most misunderstood concepts among sellers.