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Michael Shea

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The “Clean Books” Advantage: Why Financial Transparency is Your Best Exit Strategy

February 20, 2026 by Michael Shea PA

Maximizing Leverage: A lender is more likely to approve a higher loan-to-value ratio if the financial history is rock-solid, meaning the buyer needs less cash out of pocket—making your business more “purchasable.”

Filed Under: Uncategorized Tagged With: bank, businessbroker, clean, confidence premium, michaelshea, orlando, recors, sba, tampa, Transworld

How Rising Interest Rates Are Making SBA Business Sales Tougher in Tampa

June 26, 2025 by Michael Shea PA

By Michael Shea, Transworld Business Advisors of Tampa Bay For years, SBA-backed lending has been the engine driving small business acquisitions in the Tampa Bay market and across the country. These loans—often used by individuals buying owner-operated businesses—have helped first-time buyers access the capital they need to close deals, while giving sellers a clear path […]

Filed Under: Buy a Business, exitplan, exitplanning, sbabackedloan, Selling A Business, Selling Your Company, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: bank, business, cepa, ibba, michaelshea, sba, selling, Transworld, yourflorida

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