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The “Working Capital” Peg: How Cash and Inventory Are Negotiated at Closing—and How Sellers Can Improve It to Their Advantage

December 24, 2025 by Michael Shea PA

By Michael Shea, Transworld Business Advisors of Tampa Many business owners focus almost exclusively on sale price. But seasoned sellers know that working capital—how much cash, inventory, and short-term assets stay in the business at closing—can quietly swing deal economics by hundreds of thousands of dollars. In lower middle market transactions especially, the working capital […]

Filed Under: Buy a Business, Case Study, cpa, exitplan, exitplanning, michaelshea, sbabackedloan, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: billion, buyer, capital, cbi, cepa, exit, ibba, peg, seller, Transworld, trustedbusinessbroker, workingcapital

Clean Books for SBA Financing: Why Getting Your Business “SBA Pre-Qualified” Makes It 50% More Likely to Sell to a First-Time Buyer

December 24, 2025 by Michael Shea PA

In practice, businesses that are financially SBA-ready are far more likely to close—often up to 50% more likely—than those that are not. Unfortunately, “SBA pre-qualification” is one of the most misunderstood concepts among sellers.

Filed Under: maidservice, michaelshea, sbabackedloan, sellerfinancing, Selling A Business, Selling Your Company, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: adback, cepa, debt, episarasota, exitplan, michaelshea, orlando, prepare, sba, tampa

Why Selling a Tampa Restaurant Requires a Specialized Ingredient

December 18, 2025 by Michael Shea PA

In the high-stakes world of the Tampa culinary scene, a restaurant isn’t just a kitchen—it’s a complex web of permits, leases, and proprietary recipes. When it’s time to exit, the structure of your deal is just as important as your EBITDA.

Filed Under: exitplan, exitplanning, lunch, restaurant, sbabackedloan, sellerfinancing, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: addback, businessbroker, florida, loans, michaelshea, restaurant, restaurantspecialist, sba, sbaready, tampaa, tampabusinessmarket, Transworld

Timing Your Exit: Why Readiness Matters More Than the Market

December 17, 2025 by Michael Shea PA

Many business owners assume timing an exit is about watching the market—interest rates, buyer demand, or headlines about deal activity. In reality, the biggest determinant of a successful sale is not the market at all. These things matter of course but this is not a binary thing of you do x and get y.  There is a far more heady issue at hand.

Filed Under: Buy a Business, exitplan, exitplanning, michaelshea, sbabackedloan, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: cepa, checklist, exit, ibba, michaelshea, orlando, readiness, sba, sell, tampa, tampaflorida, timing, Transworld

The M&A Market’s 2025 Rollercoaster — and Why 2026 Is Shaping Up for a Rebound

December 16, 2025 by Michael Shea PA

If 2025 felt like a confusing year for mergers and acquisitions, you’re not alone. The market sent mixed signals: deal volume slowed, uncertainty rose, yet valuations remained surprisingly resilient. For business owners considering a sale—and buyers waiting on the sidelines—understanding what actually happened in 2025 is key to positioning correctly for what’s coming next. Here’s […]

Filed Under: exitplan, exitplanning, michaelshea, sbabackedloan, sellerfinancing, Selling A Business, Selling Your Company Tagged With: businessbroker, cepa, ibba, michaelshea, orlando, tampa, Transworld

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