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workingcapital

workingcapital

Working Capital Peg Example (With Real Numbers) – A Case Study

December 24, 2025 by Michael Shea PA

One thing that kills large deals is working capital PEGs don’t get addressed early by the broker and the parties. Small business owners often run their business with little to no understanding that if they sell to a private equity group of a more sophisticated buyer they will look for the working capital to be given to them in the sale.  Here is an example of the way it works.

Filed Under: Buy a Business, exitplan, exitplanning, michaelshea, News, sellerfinancing, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: businessbroker, capital, cepa, exitplanning, ibba, michaelshea, sell, tampa, Transworld, workingcapital

The “Working Capital” Peg: How Cash and Inventory Are Negotiated at Closing—and How Sellers Can Improve It to Their Advantage

December 24, 2025 by Michael Shea PA

By Michael Shea, Transworld Business Advisors of Tampa Many business owners focus almost exclusively on sale price. But seasoned sellers know that working capital—how much cash, inventory, and short-term assets stay in the business at closing—can quietly swing deal economics by hundreds of thousands of dollars. In lower middle market transactions especially, the working capital […]

Filed Under: Buy a Business, Case Study, cpa, exitplan, exitplanning, michaelshea, sbabackedloan, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: billion, buyer, capital, cbi, cepa, exit, ibba, peg, seller, Transworld, trustedbusinessbroker, workingcapital

Key Terms Every Tampa Business Owner Should Know Before Selling Their Business

April 30, 2025 by Michael Shea PA

  Selling your business is a major milestone — one that can impact your finances, your family, and your future. But if you’re like most Tampa Bay business owners, you didn’t start your company with a sale in mind. That means you may be unfamiliar with the terms, processes, and language buyers and brokers use […]

Filed Under: Business Management Tips, exitplan, exitplanning, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: add-backs, assetsale, cbr, cim, duedilligence, earnings, earnout, loi, noncompete, sde, stocksale, terms, workingcapital

Selling A M&A Level Deal in Tampa: Well you need to understand working capital as part of the sale.

November 1, 2024 by Michael Shea PA

Working capital is a key figure in the sale of a business because it shows the buyer how much liquid operating capital they will have when they take over, which helps ensure the business can keep running smoothly. Calculating it in a business sale is slightly different from calculating it in normal operations because you are adjusting for any excess cash or debt that won’t transfer to the buyer. Let’s break it down:

Filed Under: Buy a Business, Selling A Business, Selling Your Company Tagged With: #m&a, adjustments, businessbroker, businesssale, michaelshea, orlando, saleprice, tampa, workingcapital

How does work in progress get calculated in a business sale?

March 4, 2023 by Michael Shea PA

Calculating work in progress (WIP) involves determining the value of partially completed goods or services that are still in the production process. The calculation of WIP is important for determining the current value of inventory and for monitoring the efficiency of production processes.

Filed Under: Business Management Tips, Selling A Business, Selling Your Company Tagged With: COSTOFMATERIAL, Transworld, transworldma, wip, workingcapital

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