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Michael Shea

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Young Entrepreneurs, Let’s Get Real About Buying Main Street Businesses

June 13, 2025 by Michael Shea PA

Here’s my game plan: bootstrap and stack. Buy a small service business, grow it, and use the cash flow to buy another. It’s like how private equity folks build empires, but without the fancy suits and corner offices. Focus on industries with low entry barriers—maybe a lawn care company or a niche cleaning service. And don’t sleep on seller training; that six-month runway can save you from face-planting. It’s not sexy, but it’s smart. Slow and steady wins the race, not chasing Instagram pipe dreams.

Filed Under: Business Management Tips, Buy a Business, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: business, buysmall, howtobuyabusiness, instagram, levelup, mainstreet, michaelshea, pizza, pros, retire, sba, sde, sell, stack, tampa, tampabay, tampabusinessbroker, Transworld

Buying a Main Street Business Without SBA Funding: 4 Practical Financing Options

June 10, 2025 by Michael Shea PA

When it comes to buying a Main Street business—think local service companies, small retail shops, or owner-operated trades businesses—many buyers assume Small Business Administration (SBA) loans are the only game in town. But that’s not always the case. Some deals simply don’t qualify for SBA funding due to the business’s tax returns, owner involvement, or […]

Filed Under: Buy a Business, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: businessbroker, cash, cepa, hybrid, mainstreet, michaelshea, ownerfinance, sba, sellabusiness, seller, tampabaybusinessbroker, tampabusinessbroker, transworldbusinessadvisors

From Service to CEO: Why Tampa Veterans Are Turning to Business Ownership After MacDill

June 4, 2025 by Michael Shea PA

Veterans are wired for entrepreneurship. The ability to lead, follow systems, adapt under pressure, and push through adversity makes them uniquely suited to owning and running a small business. In fact, according to the U.S. Small Business Administration, veterans are 45% more likely to be self-employed than non-veterans.

Filed Under: Buy a Business, exitplan, exitplanning, Franchises, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: businessownership, macdill, mba, michaelshea, ownersinhonor, purpose, sba, veterans

Debunking the Myth: How Easy It Is to Secure SBA Financing for Your Business

May 12, 2025 by Michael Shea PA

SBA lenders favor buyers with experience in the industry of the business they’re purchasing. This doesn’t mean you need to have owned a similar business, but having a background in the same or a related field reassures lenders that you can manage the business effectively. For example, a buyer with restaurant management experience is more likely to secure financing for a food service business than someone with no relevant background. A well-crafted resume highlighting your expertise can make a significant difference.

Filed Under: Buy a Business, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: credit, debtservice, financials, industry, michaelseha, sba, tampa, Transworld, valuation

The Myth of Easy SBA Loans: What Buyers Need to Know

April 30, 2025 by Michael Shea PA

While SBA loans can be a great tool to finance a business acquisition, they’re far from simple or guaranteed. In fact, many deals fall apart because buyers underestimate what it takes to actually secure SBA funding. Here are five reasons why getting an SBA loan is harder than people think:

Filed Under: Buy a Business, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: business, liquidity, michaelshea, qualify, sba, tampa, transworldbusinessadvisors

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