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Michael Shea

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How to Read a Business Broker’s Track Record And What the Numbers Actually Mean

March 11, 2026 by Michael Shea PA

Transaction volume is quantitative. But some of what you need to evaluate in a broker is qualitative — and the fastest way to assess it is to listen to how they talk about your industry.

Filed Under: businessbroker, Buy a Business, exitplan, exitplanning, michaelshea, sba, sbabackedloan, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: business, cepa, clearwater, ibba, michaelshea, orlando, sold, tampa, tampabay, Transworld, valuation

Why Your Multi-Billion Dollar Merger Is Dying on the Vine (and How to Save It)

February 27, 2026 by Michael Shea PA

Culture is not a “soft skill” or a list of values on a breakroom poster. It is a system of shared values and beliefs that creates the behavioral norms guiding how work actually gets done. It dictates how decisions are made, how risks are taken, and how power is wielded.

Filed Under: Buy a Business, clearwater, clearwaterbusinessbroker, exitplan, exitplanning, michaelshea, sba, sbabackedloan, Selling A Business, Selling Your Company, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors, vacationrental Tagged With: businessbroker, culture, Merger, mergers, michaelshea, orlando, tampa

Affordability – The E-2 Visa Strategy: Why Your Choice of Location is Your Best Business Asset

February 25, 2026 by Michael Shea PA

For many international investors, the initial instinct is to head for “brand name” states like California, New York, or Florida. However, savvy E-2 buyers are increasingly looking toward the South and Midwest.

Filed Under: clearwater, clearwaterbusinessbroker, exitplan, exitplanning, Immigration and Business Buying for Foreign Nationals, landscaping, lawncare, privateequity, sba, sbabackedloan, sbaloan, Selling A Business, Selling Your Company, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: costofliving, e2visa, immigration

The “Safe Bet” List: Top Franchises Ranked by Lowest SBA Default Rates

February 24, 2026 by Michael Shea PA

To keep the data reliable, we look at charge-offs—instances where the borrower couldn’t repay and the SBA had to pay the lender guarantee. We’ve also filtered this list to brands with over 25 loans. Why? Because a brand with only 2 loans and 0 defaults doesn’t have a large enough sample size to prove it’s a “safe bet.”

Filed Under: autobody, automotive, businessbroker, Buy a Business, exitplan, exitplanning, michaelshea, sba, sbabackedloan, sbaloan, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: acquistion, borrow, cepa, chargeoff, default, defaultmetric, franchises, Lakeland, loan, michaelshea, sba, sbaloans, tampa, tampabay, ups

What does the SBA look at when deciding to loan on a business deal?

February 24, 2026 by Michael Shea PA

When an SBA lender evaluates a 7(a) loan application, they are essentially looking for a “sound” business case that minimizes the risk to the government, which guarantees a large portion of the loan.   

Lenders focus on “The Five Cs of Credit” but through the specific lens of SBA regulations.

Filed Under: accounting, businessbroker, clearwater, clearwaterbusinessbroker, exitplan, exitplanning, privateequity, sba, sbaloan, Selling A Business, Selling Your Company, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors

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