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Michael Shea

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Blog

Working Capital Peg Example (With Real Numbers) – A Case Study

December 24, 2025 by Michael Shea PA

One thing that kills large deals is working capital PEGs don’t get addressed early by the broker and the parties. Small business owners often run their business with little to no understanding that if they sell to a private equity group of a more sophisticated buyer they will look for the working capital to be given to them in the sale.  Here is an example of the way it works.

Filed Under: Buy a Business, exitplan, exitplanning, michaelshea, News, sellerfinancing, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: businessbroker, capital, cepa, exitplanning, ibba, michaelshea, sell, tampa, Transworld, workingcapital

The “Working Capital” Peg: How Cash and Inventory Are Negotiated at Closing—and How Sellers Can Improve It to Their Advantage

December 24, 2025 by Michael Shea PA

By Michael Shea, Transworld Business Advisors of Tampa Many business owners focus almost exclusively on sale price. But seasoned sellers know that working capital—how much cash, inventory, and short-term assets stay in the business at closing—can quietly swing deal economics by hundreds of thousands of dollars. In lower middle market transactions especially, the working capital […]

Filed Under: Buy a Business, Case Study, cpa, exitplan, exitplanning, michaelshea, sbabackedloan, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: billion, buyer, capital, cbi, cepa, exit, ibba, peg, seller, Transworld, trustedbusinessbroker, workingcapital

M&A Advisors vs. Main Street Brokers: Choosing the Right Representation for a $500K Business—or a $10M One

December 24, 2025 by Michael Shea PA

Not all business sales are the same. A company valued at $500,000 requires a very different approach than one worth $10 million. Yet many owners don’t realize there are fundamentally different skill sets, buyer pools, and processes involved.

Filed Under: Buy a Business, exitplan, exitplanning, michaelshea, restaurant, Selling A Business, Selling Your Company, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: #m&a, advisory, businessbroker, buyer, buyers, capital, cepa, ibba, local, mainstreet, mergers, michaelshea, privateequity, Transworld

Clean Books for SBA Financing: Why Getting Your Business “SBA Pre-Qualified” Makes It 50% More Likely to Sell to a First-Time Buyer

December 24, 2025 by Michael Shea PA

In practice, businesses that are financially SBA-ready are far more likely to close—often up to 50% more likely—than those that are not. Unfortunately, “SBA pre-qualification” is one of the most misunderstood concepts among sellers.

Filed Under: maidservice, michaelshea, sbabackedloan, sellerfinancing, Selling A Business, Selling Your Company, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: adback, cepa, debt, episarasota, exitplan, michaelshea, orlando, prepare, sba, tampa

Industry “Hot Zones”: Why HVAC, Home Services, Healthcare, and Specialized Manufacturing Are Commanding Top Multiples in Pinellas & Hillsborough Counties

December 24, 2025 by Michael Shea PA

In Pinellas and Hillsborough counties, HVAC, home services, healthcare, and specialized manufacturing are not just thriving — they’re leading the market in valuations. These industries offer buyers the combination of resilience, scalability, and predictability that today’s capital seeks.

Filed Under: autobody, Buy a Business, cpa, exitplan, exitplanning, maidservice, sellerfinancing, Selling A Business, Selling Your Company, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: businessbroker, hillsborough, michaelshea, multiples, orlando, pinellas, tampa, tampabay, transworldbusinessadvisors

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