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sbaloans

sbaloans

The “Safe Bet” List: Top Franchises Ranked by Lowest SBA Default Rates

February 24, 2026 by Michael Shea PA

To keep the data reliable, we look at charge-offs—instances where the borrower couldn’t repay and the SBA had to pay the lender guarantee. We’ve also filtered this list to brands with over 25 loans. Why? Because a brand with only 2 loans and 0 defaults doesn’t have a large enough sample size to prove it’s a “safe bet.”

Filed Under: autobody, automotive, businessbroker, Buy a Business, exitplan, exitplanning, michaelshea, sba, sbabackedloan, sbaloan, Tampa Business Sales, tampabusinessbroker, transworldbusinessadvisors Tagged With: acquistion, borrow, cepa, chargeoff, default, defaultmetric, franchises, Lakeland, loan, michaelshea, sba, sbaloans, tampa, tampabay, ups

Rising Interest Rates and SBA Loans….What Can You Expect

September 13, 2022 by Michael Shea PA

I took about 25 minutes yesterday to chat with Michael Hershaft a long time SBA lender in Central Florida to discuss SBA loans and what we can expect in the near to immediate future. Its important for business owners and business buyers to understand what the impact of the current economy is and how the […]

Filed Under: Business Management Tips, Selling A Business, Selling Your Company Tagged With: businessbroker, celtic bank, clearwater, Lakeland, michaelshea, orlando, sba, sbaloans, tampa

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