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Michael Shea

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Selling A Business, Selling Your Company

The Myth of Easy SBA Loans: What Buyers Need to Know

April 30, 2025 by Michael Shea PA

While SBA loans can be a great tool to finance a business acquisition, they’re far from simple or guaranteed. In fact, many deals fall apart because buyers underestimate what it takes to actually secure SBA funding. Here are five reasons why getting an SBA loan is harder than people think:

Filed Under: Buy a Business, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: business, liquidity, michaelshea, qualify, sba, tampa, transworldbusinessadvisors

Top 5 Mistakes For-Sale-By-Owner (FSBO) Business Sellers Make

April 27, 2025 by Michael Shea PA

Pricing Based on Emotion, Not Reality

Most FSBO sellers price their business based on what they want to get—not what the market will actually pay. Without a proper valuation and understanding of market conditions in Tampa and Clearwater, you risk scaring away real buyers or leaving serious money on the table

Filed Under: Buy a Business, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: blindsided, buyers, confidentiality, landmines, prescreen, pricing, stress, time, Transworld, wastingtime

Is Selling Your Business On Your Own Easy? Here’s the Truth

April 27, 2025 by Michael Shea PA

By Michael Shea, Transworld Business Advisors – Tampa & Clearwater, FL If you’re a business owner in Tampa or Clearwater thinking about selling your company, you might be wondering, “Why pay a broker? I can sell it myself.” Here’s the truth: selling your business alone sounds easy, but in reality, it’s a complex, time-consuming, and […]

Filed Under: Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: bottomline, clearwater, forsalebyowner, fsbo, legal, losttime, lowersalesprice, sellingabusinessishard, tampa, Transworld

The Myth About Bank Loans When Buying a Business: What Buyers Need to Know

April 26, 2025 by Michael Shea PA

Even with SBA backing, banks are not in the business of funding 100% of your dream while you put nothing down. They expect the buyer to invest real money. Why? Because skin in the game drastically lowers default rates. If you haven’t risked anything, you’re much more likely to walk away when business gets tough.

Filed Under: Buy a Business, exitplan, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: bernstein, business, businessbroker, cepa, clearwater, loans, merryllynch, michaelshea, myths, tampa, Transworld, westshore

The Myth of the Totally Passive, Recession-Proof Business

April 25, 2025 by Michael Shea PA

Passive income exists, but not in the way it’s often sold. A business is not a dividend stock. Even franchises with strong systems still require onboarding, periodic check-ins, staff turnover management, compliance reviews, and financial analysis. “Set it and forget it” is for crockpots, not businesses.

Filed Under: Buy a Business, exitplan, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: bottomline, business, businessbroker, clearwater, leader, manasger, michaelshea, myth, tampa, tampabusinessbroker, Transworld, truth

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