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Michael Shea

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business

Why Refusing to Share a Buyer Profile Hurts You as a Buyer

May 9, 2025 by Michael Shea PA

The market for quality businesses is competitive. According to BizBuySell, only 20-25% of listed businesses sell, and desirable businesses often attract multiple offers. Sellers and brokers prioritize buyers who demonstrate readiness and transparency. If you refuse to provide a buyer profile, you’re signaling that you’re either unprepared or unwilling to play by the rules. Meanwhile, other buyers—those who promptly submit their profiles—are moving ahead, scheduling meetings, and building trust with sellers.

Filed Under: Buy a Business, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: broker, business, businessbrokers, businessbuyer, buyer, capacity, experience, goals, michaelshea, seller, transparent, Transworld

The Myth of Easy SBA Loans: What Buyers Need to Know

April 30, 2025 by Michael Shea PA

While SBA loans can be a great tool to finance a business acquisition, they’re far from simple or guaranteed. In fact, many deals fall apart because buyers underestimate what it takes to actually secure SBA funding. Here are five reasons why getting an SBA loan is harder than people think:

Filed Under: Buy a Business, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: business, liquidity, michaelshea, qualify, sba, tampa, transworldbusinessadvisors

The Myth About Bank Loans When Buying a Business: What Buyers Need to Know

April 26, 2025 by Michael Shea PA

Even with SBA backing, banks are not in the business of funding 100% of your dream while you put nothing down. They expect the buyer to invest real money. Why? Because skin in the game drastically lowers default rates. If you haven’t risked anything, you’re much more likely to walk away when business gets tough.

Filed Under: Buy a Business, exitplan, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: bernstein, business, businessbroker, cepa, clearwater, loans, merryllynch, michaelshea, myths, tampa, Transworld, westshore

The Myth of the Totally Passive, Recession-Proof Business

April 25, 2025 by Michael Shea PA

Passive income exists, but not in the way it’s often sold. A business is not a dividend stock. Even franchises with strong systems still require onboarding, periodic check-ins, staff turnover management, compliance reviews, and financial analysis. “Set it and forget it” is for crockpots, not businesses.

Filed Under: Buy a Business, exitplan, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: bottomline, business, businessbroker, clearwater, leader, manasger, michaelshea, myth, tampa, tampabusinessbroker, Transworld, truth

Couples in Business: How to Protect Your Family, Finances, and Future

April 18, 2025 by Michael Shea PA

Starting and running a small business with your spouse or partner can be deeply rewarding. You’re building something together, aligned in vision and values, and enjoying the flexibility of being your own bosses. But when love and business mix, so does risk. Without the right planning, ownership structure, and protections in place, a lawsuit, divorce, […]

Filed Under: Business Management Tips, Buy a Business, exitplan, Selling A Business, Selling Your Company, Tampa Business Sales Tagged With: business, businessbroker, couples, exitplan, generatewealth, lawyers, riskmitigation, tampa, tampabay

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